Simmons First National FY26 Q1 EPS drops to $0.47; net income falls to $68.5 million

• Simmons First National posted 1Q26 net income of $68.5 million, with diluted EPS of $0.47.
• Revenue slipped to $241.4 million from 4Q25.
• Net interest margin widened 3 basis points to 3.84%, while cost of deposits eased 8 basis points to 1.96%.
• Total loans climbed 10% annualized to $17.9 billion, while net charge-offs were 21 basis points with provision expense exceeding charge-offs by $5.5 million.
• CEO Jay Brogdon cited strong loan growth and improving funding costs, saying Simmons is increasingly optimistic about consistently achieving returns above long-range targets.

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