Earnings Outlook For Fiserv
Fiserv (NASDAQ:FISV) will release its quarterly earnings report on Tuesday, 2026-02-10. Here's a brief overview for investors ahead of the announcement.
Analysts anticipate Fiserv to report an earnings per share (EPS) of $1.90.
The announcement from Fiserv is eagerly anticipated, with investors seeking news of surpassing estimates and favorable guidance for the next quarter.
It's worth noting for new investors that guidance can be a key determinant of stock price movements.
Past Earnings Performance
During the last quarter, the company reported an EPS missed by $0.60, leading to a 7.66% drop in the share price on the subsequent day.
Here's a look at Fiserv's past performance and the resulting price change:
| Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|
| EPS Estimate | 2.64 | 2.43 | 2.07 | 2.48 |
| EPS Actual | 2.04 | 2.47 | 2.14 | 2.51 |
| Price Change % | -8.00 | -2.00 | 0.00 | 1.00 |
Performance of Fiserv Shares
Shares of Fiserv were trading at $60.0 as of February 06. Over the last 52-week period, shares are down 73.92%. Given that these returns are generally negative, long-term shareholders are likely a little upset going into this earnings release.
Analyst Views on Fiserv
Understanding market sentiments and expectations within the industry is crucial for investors. This analysis delves into the latest insights on Fiserv.
Fiserv has received a total of 3 ratings from analysts, with the consensus rating as Buy. With an average one-year price target of $88.33, the consensus suggests a potential 47.22% upside.
Analyzing Ratings Among Peers
This comparison focuses on the analyst ratings and average 1-year price targets of Block, PayPal Holdings and Fidelity National Info, three major players in the industry, shedding light on their relative performance expectations and market positioning.
- Analysts currently favor an Buy trajectory for Block, with an average 1-year price target of $83.08, suggesting a potential 38.47% upside.
- Analysts currently favor an Neutral trajectory for PayPal Holdings, with an average 1-year price target of $59.09, suggesting a potential 1.52% downside.
- Analysts currently favor an Neutral trajectory for Fidelity National Info, with an average 1-year price target of $70.67, suggesting a potential 17.78% upside.
Comprehensive Peer Analysis Summary
The peer analysis summary outlines pivotal metrics for Block, PayPal Holdings and Fidelity National Info, demonstrating their respective standings within the industry and offering valuable insights into their market positions and comparative performance.
| Company | Consensus | Revenue Growth | Gross Profit | Return on Equity |
|---|---|---|---|---|
| Fiserv | Buy | 0.92% | $3.10B | 3.15% |
| Block | Buy | 2.33% | $2.66B | 2.07% |
| PayPal Holdings | Neutral | 3.71% | $4.03B | 7.10% |
| Fidelity National Info | Neutral | 5.72% | $1.03B | 1.88% |
Key Takeaway:
Fiserv ranks first in gross profit and return on equity among its peers. It ranks second in revenue growth.
Get to Know Fiserv Better
Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Following its 2019 merger with First Data, Fiserv also provides payment processing services to merchants. About 10% of the company's revenue is generated internationally.
Understanding the Numbers: Fiserv's Finances
Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.
Positive Revenue Trend: Examining Fiserv's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 0.92% as of 30 September, 2025, showcasing a substantial increase in top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Fiserv's net margin is impressive, surpassing industry averages. With a net margin of 15.05%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Fiserv's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 3.15%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): Fiserv's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.98%, the company may face hurdles in achieving optimal financial returns.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 1.21.
To track all earnings releases for Fiserv visit their earnings calendar on our site.
This article was generated by Benzinga's automated content engine and reviewed by an editor.