14 Analysts Assess Capital One Finl: What You Need To Know
Throughout the last three months, 14 analysts have evaluated Capital One Finl (NYSE:COF), offering a diverse set of opinions from bullish to bearish.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 6 | 6 | 2 | 0 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 4 | 3 | 0 | 0 | 0 |
| 2M Ago | 0 | 1 | 0 | 0 | 0 |
| 3M Ago | 2 | 2 | 1 | 0 | 0 |
Insights from analysts' 12-month price targets are revealed, presenting an average target of $280.14, a high estimate of $310.00, and a low estimate of $237.00. This upward trend is evident, with the current average reflecting a 6.61% increase from the previous average price target of $262.77.
Understanding Analyst Ratings: A Comprehensive Breakdown
In examining recent analyst actions, we gain insights into how financial experts perceive Capital One Finl. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Richard Shane | JP Morgan | Raises | Neutral | $256.00 | $237.00 |
| Moshe Orenbuch | TD Cowen | Raises | Buy | $290.00 | $261.00 |
| Terry Ma | Barclays | Raises | Overweight | $294.00 | $271.00 |
| Donald Fandetti | Wells Fargo | Raises | Overweight | $280.00 | $265.00 |
| Sanjay Sakhrani | Keefe, Bruyette & Woods | Raises | Outperform | $290.00 | $260.00 |
| Keith Horowitz | Citigroup | Raises | Buy | $310.00 | $290.00 |
| Vincent Caintic | BTIG | Raises | Buy | $308.00 | $264.00 |
| Brian Foran | Truist Securities | Raises | Buy | $290.00 | $270.00 |
| Darrin Peller | Wolfe Research | Announces | Outperform | $270.00 | - |
| Keith Horowitz | Citigroup | Raises | Buy | $290.00 | $275.00 |
| Betsy Graseck | Morgan Stanley | Raises | Overweight | $272.00 | $267.00 |
| Richard Shane | JP Morgan | Raises | Neutral | $237.00 | $235.00 |
| Terry Ma | Barclays | Raises | Overweight | $271.00 | $257.00 |
| Vincent Caintic | BTIG | Maintains | Buy | $264.00 | $264.00 |
Key Insights:
- Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Capital One Finl. This offers insight into analysts' perspectives on the current state of the company.
- Rating: Delving into assessments, analysts assign qualitative values, from 'Outperform' to 'Underperform'. These ratings communicate expectations for the relative performance of Capital One Finl compared to the broader market.
- Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of Capital One Finl's stock. This comparison reveals trends in analysts' expectations over time.
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Capital One Finl's market standing. Stay informed and make data-driven decisions with our Ratings Table.
Stay up to date on Capital One Finl analyst ratings.
Unveiling the Story Behind Capital One Finl
Capital One is a diversified financial services holding company headquartered in McLean, Virginia. Originally a spinoff of Signet Financial's credit card division in 1994, the company is now primarily involved in credit card lending, auto loans, and commercial lending. Following the acquisition of Discover in 2025, the firm also has a modest personal loan business, though credit card lending provides the majority of the bank's revenue.
Financial Insights: Capital One Finl
Market Capitalization: Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.
Revenue Growth: Capital One Finl's remarkable performance in 3M is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of 54.42%. This signifies a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.
Net Margin: Capital One Finl's financial strength is reflected in its exceptional net margin, which exceeds industry averages. With a remarkable net margin of 19.96%, the company showcases strong profitability and effective cost management.
Return on Equity (ROE): Capital One Finl's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of 2.75%, the company may face hurdles in achieving optimal financial performance.
Return on Assets (ROA): The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of 0.47%, the company may need to address challenges in generating satisfactory returns from its assets.
Debt Management: Capital One Finl's debt-to-equity ratio is below the industry average. With a ratio of 0.45, the company relies less on debt financing, maintaining a healthier balance between debt and equity, which can be viewed positively by investors.
The Core of Analyst Ratings: What Every Investor Should Know
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
This article was generated by Benzinga's automated content engine and reviewed by an editor.